How Much Cash Can You Keep at Home in India?

Many Indians prefer to keep some cash at home for emergencies, weddings, or day-to-day expenses. But a common question is: How much cash is legally allowed to be kept at home in India?

💰 What Does the Law Say?

There is no specific limit on the amount of cash you can keep at home. However:

  • If tax authorities conduct a raid, you must be able to explain the source of the cash with proper documentation (salary slips, withdrawal receipts, business records, etc.).

  • Unexplained or unaccounted cash can be seized, and penalties may apply under the Income Tax Act.

  • Experts recommend keeping only what is necessary at home and depositing larger amounts in banks.

🔐 Is It Safe to Keep Cash at Home?

While it’s legal, keeping large amounts of cash at home can be risky. India has seen a rise in thefts and burglaries, and cash kept in cupboards or drawers is the first thing criminals target.

That’s why more families are choosing digital safes to store their money securely.

🏠 Royalsafe Co — Trusted by Indian Families Since 1934

At Royalsafe Co, we’ve been protecting valuables for four generations. Our digital safes are designed for Indian households that want both convenience and security:

  • Heavy-duty locking system to prevent break-ins

  • Easy-to-use digital keypad with backup keys

  • Space-saving designs ideal for urban homes

  • Backed with a 2-year guarantee for peace of mind

Whether you keep emergency cash, jewellery, or documents, our models like Trika, Velora, Senvra, and Astra ensure your wealth stays protected — not vulnerable.

✅ Final Word

You can keep as much cash at home as you want, but it’s crucial to be able to explain its source. More importantly, make sure it’s stored safely. A Royalsafe digital safe doesn’t just protect your money from theft — it also gives you the confidence that your hard-earned savings are truly secure.

Royalsafe Co – Protecting India’s wealth since 1934.

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